Frugal Living

• Have You Checked Out Our New Website?

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  Have you checked out our new website, DollarStoreHouse.com?

  If not, make sure you check it our because it is jam-packed with even more ways to save you even more money at the dollar store.

  We share different dollar store craft ideas, DIY projects, birthday party ideas, and of course, we make sure to let you know the best items that you should buy at the dollar store – and the ones that you should avoid.

  Let’s not forget, we also share dollar store deals. This includes all of the best products that we find at our local dollar store, as well as the price. Is it worth it? Is it not worth it?

  Check out DollarStoreHouse.com to find out.

  See you there!

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• Senior Discounts in Canada

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  Discounts for Seniors!

  

  If you’re a senior (or you know a senior) looking to save money, look no further. Thanks to the help of many on our Facebook page, I have put together a list of discounts available to seniors in Canada.

  The following list includes the store, discount, and minimum age requirement. I will add more discounts to this list as I come across them. Feel free to submit them here, too!

  • A&W (age: 60+): 10% off food purchases, every day.
  • The Bay (age: 60+): 15% off your purchase, first Tuesday of every month.
  • Bulk Barn (age: students AND 60+): 10% off your purchase, every Wednesday. Discount cannot be combined with any other discount ($3 off $10 coupons).
  • Canadian Tire (age: 65+): 10% off regular priced items, first Wednesday of every month.
  • Golden Griddle (age: 55+):10% discount, excluding alcohol, every day.
  • Go Transit (age: 65+): 1/2 price of a single ride adult fare, every day.
  • Greyhound (age: 62+): 10% off your purchase, every day.
  • Hallmark (age: 55+): 10% off your purchase, one day per week (days vary by location).
  • Imperial Buffet (age: 65+): 25% off the buffet price, every day.
  • Lawtons Drug (age: 55+): 20% off select merchandise, every day.
  • M&M Meats (age:60+): 5% off your purchase, every Tuesday.
  • Mandarin Chinese Buffet (age: 65+): 20% off the buffet price, every day.
  • Marriott (age: 62+): 15% off or more on your room rate, every day.
  • McDonalds (age: 60+):Large coffee for $0.85, every day.
  • Rexall PharmaPlus (age: 60+): 10% off your purchase of regular priced merchandise, last Tuesday of the month.
  • Rona (age: 65+): 10% off your purchase, any day.
  • Salvation Army (age: 60+): 10% off your purchase, every day. Discount cannot be combined with other offers.
  • Shoppers Drug Mart (age: 55+): 20% off your purchase of regular priced merchandise (excludes certain items), last Thursday of every month.
  • Smitty’s: With a $2 annual fee, receive a $5 gift certificate and save 15% off any menu or retail item, every day.
  • Value Village (age : 55+): 10% off your purchase, every Tuesday.
  • Via Rail (age: 60+): Save on adult regular fare, every day.

  Reaching a milestone birthday of 50+ is cause for celebration – think of all the discounts you’re able to receive now (often on top of coupons and other discounts)!

  The best possible way to receive a senior discount is to simply ask for one. Most stores offer them, but may not actively promote this service. When it doubt, ask. You can’t get what you don’t ask for!

  Do you know of any stores that give senior discounts? Please submit them here.

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• FreshPoints – Everything You Need to Know

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  Points to Rewards – FreshPoints Guide.

  

  Have you heard about FreshPoints? If not, here is a brief introduction about who they are and what they do.

  FreshPoints is a mobile rewards program that allows you to receive points when you go grocery shopping. These points can then be turned into rewards, simply by shopping at any grocery store and scanning the barcode of your grocery items.

  How does FreshPoints work?

  • Once inside a grocery store, open the app and “check-in” to that store. You will receive 25 points just for doing this one action.

  

  • Once home, scan the barcode on products you’ve purchased in order to receive points for them. Some items will receive more points than others.

  

  • Afterwards, you can rate the products that you’ve scanned and share these ratings on your social media accounts to receive even more points.

  

  • Once you’ve acquired enough points, you are able to redeem them for various gift cards or offers.

  Who can be a member?

  Anyone living within Canada can be a member of FreshPoints. You will also need an iPhone, iPad or iPhone with camera, as this app is not available on any other devices at the moment.

  You can only have 1 account per person. This means that more than one person in your household can have an account, if you have multiple devices.

  When are new offers available?

  New FreshPoints offers are released every Friday afternoon. You will receive an email and you can also find these offers on MrsJanuary.com, of course!

  What can be scanned?

  Any grocery item that is purchased in a grocery store can be scanned. This includes food and beverage products, pet food, household cleaning items (cleaners, air fresheners) and personal care items (shampoo, toilet paper).

  Is there a check-in limit?

  You are able to check-in 15 times per week and will receive 25 points per check-in.

  Is there a scanning limit?

  You are only able to scan 50 items within a 24 hour period. You will receive 5 points per scan.

  What if I get asked to take a photo of an item I’ve scanned?

  If a new item is scanned and there is no image for that item, FreshPoints will ask you to submit an image. There is a weekly limit of 50 new product image uploads a week and you will receive 5 points for every photo you submit.

  

  What is a lottery scan?

  This allows you to earn more than the base amount on the next item you scan. Think of it as bonus points!

  

  How many points can I receive?

  • Check-in: 25 points
  • Submitting an image: 5 points
  • Sharing on Facebook: 3 points
  • Sharing on Twitter: 3 points
  • Rate an item: 5 points

  How long before I receive my reward?

  Most of the rewards are digital and are sent via email. They are usually received within 2 business days. Physical rewards (Esso, Jack Astors, Subway gift cards) are sent via postal mail and can take up to 2 weeks to be received.

  If you’re going to be grocery shopping (and who doesn’t have to grocery shop?), you might as well earn something for doing it and FreshPoints is a fantastic way to earn rewards for doing something you have to do anyway.

  Are you a member of FreshPoints? What do you think about it?

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• The Frugal Life – Frugal Fails

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  The Frugal Life Fails.

  

  We know that Mrs January readers are a savvy bunch – quite possibly the best deal-finders in all of Canada. You can whip out those coupon binders faster than someone can say Scanning Code Of Practice. You have coupon policies memorized by store, possibly in several languages. You dream of savings and calculate subtle nuances of WUB2 in your thrifty sleep.

  You live for Checkout 51, Optimum Points and Ebates. In fact, one day you may figure out how to buy a house with a coupon. And mail-in rebate. And create an overage so you get the hot tub for free.

  However, while we often celebrate frugal victories and bargain brags here, this is not that post. Oh no, my friends, this is confession time.

  Roll up your sleeves and send in your frugal fails! And, to get the ball rolling, I will send you mine. It’s only fair. I hope writing about it will ease the sting. It happened not too long ago.

  

  You may recognize me as the Frugal Family Fun writer — encouraging families to maximize their fun, while minimizing their spending. Recently, I had an awesome family night with my kids using balloons. I spent $1.25 on the balloon pack, and a few dollars on Tim Hortons Timbits to decorate. Everything else I had on hand.

  Balloon competitions, science experiments, and edible balloon desserts — we had it all.

  As a grand finale, I suggested borrowing the movie “Up” from the library, as it is the perfect family balloon film. I proudly found the last copy of “Up” in the Local Library System and had it sent to the library right by my house, saving both time and money.

  

  I scooped up the baby and headed in to pick it up. I wrestled the baby into his car seat, buckled up (safety first!) and drove home, only to realize that I did not have the DVD. Suspecting the DVD was on top of the van when I pulled away, I flew back to the library.

  The case awaited me just a few feet from where I had parked. But it was empty. A few more feet away I found the actual DVD. But it had been “puddled” and run over ever-so-slightly.

  

  Blast. Not-so-frugal family fun night DVD charge = $30.

  And my kids didn’t even get to see the movie. Lucky for me, they were more concerned about cheering me up, than missing the film: priceless.

  As a writer, I hear that rejection letters are good — they show that I am actually producing material. Likewise, wear your Frugal Fail badge proudly, as it shows you regularly strive to pinch those pennies. With much success, comes the occasional [ahem] learning opportunity.

  And tomorrow is a new day.

  So if you see me paying my lost DVD charge at the library, give a wave, and pass me a tissue. Probably from a box you got free with coupons.

  What “frugal fail” will you share? Big or little, we’d love to hear from you. Send your submission here.

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• Stockpiling – How Much to Stockpile

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  Stockpiling Groceries.

  

  When it comes to stockpiling, there is one question that I am constantly being asked:

  How much should I stockpile?

  
  Most people aren’t satisfied with my answer, which is “it depends”, but I am being honest. It really all depends on you, your lifestyle and your family.

  There are a 2 things you want to look at when trying to figure out how much to stockpile: how many people you are stockpiling for and how long you would like your stockpile to last. For my family, there are 4 of us, and my goal is a stockpile that will last us 1-3 years (depending on the product).

  Here is our “how much should I stockpile?” list:

  

  Food

  Cereal - 1 Year (24 Boxes)
  Condiments (BBQ Sauce, Mustard, Ketchup, etc.) – 2 Years (24 Bottles Each)
  Sugars, Honey - 3 Years (36 Each)
  Pasta – 3 Years (72 Packages)
  Canned Vegetables – 3 Years (72 Cans Each)
  Rice - 3 Years (36 Small Bags)
  Coffee – 1 Year (12 Jars)
  Crackers – 6 Months (12-24 Boxes)
  Granola Bars – 1 Year (24 Boxes)
  Tea – 1 Year (10-12 Small, 72ct Boxes)
  Juice – 1 Year (12-24 Large Bottles)
  Meat (Chicken, Beef, etc.) – 1 Year (Frozen) (LOTS! About 720 Servings)
  Oils – 2 Years (24-48 Small Bottles)

  Household Supplies

  Cleaners – 2 Years (12-36 of Each)
  Facial Tissue - Indefinitely (At Least 100 Boxes at all Times)
  Bathroom Tissue – Indefinitely (At least 300 Rolls at all Times)
  Paper Towels – Indefinitely (At Least 50 Rolls at all Times)
  Zip-top Bags - Indefinitely (At Least 50 Boxes at all Times)
  Tin Foil – Indefinitely (At Least 5 Boxes at all Times)
  Plastic Wrap - Indefinitely (At Least 5 Boxes at all Times)
  Hand Soap – 2 Years (48 Bottles)
  Dish Soap – 2 Years (48 Bottles)
  Laundry Soap – 2 Years (96 Bottles)
  Fabric Softener – 2 Years (24 Bottles or 700 Sheets)
  Dishwasher Detergent – 2 Years (1,000 Tabs)

  Health & Beauty

  Medicines & Pain Relievers - 1 Year (10 Boxes of Each)
  Bandages – 2 Years (10-20 Boxes)
  Make-up – 1 Year (4 of Each)
  Hair Products – 2 Years (48 Bottles)
  Body Wash & Bar Soap – 2 Years (48 Bottles + 48 Bars)
  Body Lotion – 2 Years (24 Bottles)
  Toothpaste – 1 Year (48 Tubes)
  Toothbrushes – 5 Years (At Least 100 at all Times)
  Deodorant – 1 Year (24 Sticks)
  Feminine Products – 2 Years (24 Packages)
  Razors – Indefinitely (At Least 50 at all Times)
  Shaving Cream – 2 Years (24 Cans)

  Baby & Toddler

  Diapers/Pants – 3 Years (4,500 Diapers in Various Sizes)
  Baby Wipes - 3 Years (144 Tubs of 72)
  Baby Lotion – 2 Years (24 Bottles)
  Baby Wash – 2 Years (24 Bottles)

  How long do want your stockpile to last?

  
  

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• My Stockpile – April 2013

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  I took some photos of my new stockpile room yesterday. We had this room built when we were getting our basement renovated. It was actually intended to just be a regular storage room, but then I realized how perfect it would be for a stockpile – so, now this is where our stockpile resides!

  We also keep our chest freezer in this room. The only thing not in here is laundry stuff (in our laundry room upstairs) and diapers (in Kaylee’s huge bedroom closet).

  

  Right at the end of the room are 4 bins with drawers. This is where I keep smaller items.

  

  

  

  

  

  

  Is it just me, or are stockpile rooms just fun to look at?

  

  This shelf has beauty items and some odds and ends.

  

  This is one of our food shelves. It stores cereal, pasta, canned beans and tomatoes, rice and it also has soda and bottled water on the very bottom.

  

  This food shelf has snacks (crackers, granola bars), condiments, drinks, and a few random food items.

  

  Over here we have cleaning supplies, paper products and baby wipes.

  

  That’s it! I hope you enjoyed my stockpile tour. Maybe I will do a video tour soon, too.

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• Our Big Secret Revealed…

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  It’s time to reveal our big secret – are you ready?

  This is something that my team and I have been working on for over a year. Planning, researching, writing, designing and many other things that go into such a project.

  I really hope that you are going to love it as much as I already do.

  Introducing – Dollar Store House! A website that is completely dedicated to saving you even more money at the dollar store.

  Here’s what you can expect to find on DollarStoreHouse.com:

  • Craft Ideas
  • Wedding Ideas
  • Money Saving Tips
  • DIY Projects
  • Fun Stuff for Kids
  • Dollar Store Deals
  • Gift Ideas
  • Home Decor Ideas
  • Dollar Store Item Reviews
  • Organizing Ideas
  • + much, much more

  
  All of these ideas are with items you can get at your local dollar store!

  
  Dollar stores are so underrated, and I think it’s time we change that by showing you just how much money you can save by shopping at dollar stores on a regular basis. That’s why we created this site.

  If you love saving money, you must check out DollarStoreHouse.com!

  If you like the site, be sure to follow on Facebook, Pinterest and Twitter.

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• Checkout 51 – The Ultimate Guide

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  Get Cash Back with Checkout 51.

  

  Have you heard about Checkout 51? If not, here is a brief introduction to who they are and what they do:

  Checkout 51 lets you save on the brands you love. Get new offers weekly, buy from any store in Canada (excluding Quebec), snap a photo of the receipt and get cash back!

  Checkout 51 is based out of Toronto and is looking to change the world of couponing in Canada by offering consumers cash back, without them having to use a single coupon.

  Here’s what Noah Godfrey, Checkout 51 co-founder, has to say about the service:

  “Since the Coca-Cola Company issued the first coupon 125 years ago, coupons haven’t changed much. Shoppers have to do a lot of work to save money on groceries, clipping or printing, stuffing wallets, holding up checkout lines. Checkout 51 makes it easier to get discounts on peanut butter, toilet paper and everything else found in a grocery store.”

  

  How does Checkout 51 work?

  1. Buy items at any store in Canada (excluding Quebec). Yes, that even includes stores such as Costco and The Bulk Barn.
  2. Send a photo of your receipt. Receipts must be very clear and readable. You must send a photo of your entire receipt, from the very top to the very bottom. If you have a long receipt, you can add “sections”.
  3. Get cash back. You can request a cheque once your account hits $20, or you can let it grow to a larger amount. The choice is yours. Cheques will be mailed to the address you have on file.

  
  Yes, it really is that easy! And no, it is not a scam. It works!

  

  

  Who can be member?

  Anyone can be a member of Checkout 51, as long as you live in Canada and have either an Android phone, iPhone, iPad or an iPod with camera. It’s free to sign up.

  You can only have 1 account per person. This means that more than one person in your household can have an account, if you have multiple devices.

  Can I get cash back on multiple items?

  There is a limit of 1 rebate per item, per account. If you wanted to buy, for example, 3 of any particular item, you would only receive cash back for 1 of those items.

  You can submit multiple receipts each week, but you can only use a receipt once. This means you can’t buy 2 of the same item and submit the receipt once for one account and again for another account.

  

  When are new offers available to claim?

  New Checkout 51 offers are released every Thursday (we post them on Mrs January every Tuesday so you can plan your shopping trip) and are valid until Wednesday of the following week.

  There are usually around 10 offers available and you can claim 1 or all of them, but you must hurry, as quantities are limited (beta members – who are those that signed up before this app was available to everyone – never have to worry about limited quantities). New offers are announced through email, the Checkout 51 app, and the Checkout 51 Facebook page.

  Note: Sometimes you will find exclusive offers when you view available offers via the app. These exclusive offers vary by account and are based on your previous rebates. Checkout 51 will evaluate what you have purchased in the past and give you these special, exclusive offers.

  Can I use coupons and other discounts and still get my rebate?

  Yes, you can use coupons and other discounts and you will still receive cash back for your purchase(s).

  This is a great way to get free, or close to free, grocery items each week!

  

  When do I get my cash back?

  You are able to cash out and receive a cheque once your account reaches $20 or more. You don’t have to cash out right away, but if you want to, you can.

  Cheques are sent out via mail within 7 business days. From personal experience, I usually receive my rebate cheque about 1 week after I request it. They’re very fast!

  I live in Quebec, can I use Checkout 51?

  Eventually, yes. Right now, no. They are currently working on perfecting their technology so that it will be able to read French receipts, but currently they can only read English.

  Once they are able to read French receipts, Quebec will be able to participate.

  I don’t have an Apple or Android device, can I use Checkout 51?

  Right now you can only use Checkout 51 if you have an Android phone, iPad, iPhone or iPod with camera.

  They are working on making this app available to everyone in Canada, regardless of the device you use (if any), but right now, only those with an Apple or Android device can use their service.

  If you haven’t signed up to Checkout 51 yet – what are you waiting for? If you love saving money, but hate the hassle of carrying coupons around with you (or if you want to combine your coupon savings with your rebate savings), this is the app for you!

  You can sign up to Checkout 51 right here. Happy saving!

  Do you use Checkout 51? Do you like it?

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• Birthday Party Ideas Under $70

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  Birthday Party Ideas!

  

  My boys’ birthdays are in October, November, December and January, so we are steadily party planning in the fall. We love to celebrate big around here, making each party memorable, but of course, it has to be a birthday party on a budget.

  I always begin with a theme – something that the boys are interested in at the time. I search online for ideas (Pinterest is great for that!), select my favourites, and make a plan. Martha Stewart I am not, but with a little creativity and resourcefulness, it all comes together.

  Theme

  I use the theme in several ways:

  • Invitations – sets the stage for the party before guests arrive
  • Games – gives structure to the activities we do
  • Decorating the Table – this becomes the main decorated area
  • Cupcakes — my kids love helping with these, and they are easy to serve

  Inspiration

  Here are a few theme-based parties we have done:

  Dr. Seuss Party (for a toddler)

  I made a Cat In The Hat cake that flopped dismally (no photo evidence of this amusing dessert). We ate green eggs and ham, wore striped red and white hats and played games based on Dr. Seuss stories.

  Superhero party

  This was an obvious choice for a family of boys. Guests dressed as superheroes. We played superhero games and finished the day with Spiderman cupcakes, topped with black licorice spiders from the Bulk Barn.

  

  

  Jungle Party

  Guests all dressed up as animals – it was an October party so many wore Halloween costumes. My husband and I hosted as Tarzan and Jane. We played jungle games, and ate adorable (and easy) cupcakes.

  

  

  Lego party

  We have done this party a few times. There are countless internet ideas for Lego décor, games, prizes etc. We made Duplo chip bowls and used on-hand Lego creations as table decorations. The kids’ favourite time was freestyle building with our Lego collection; they kept begging for more challenges.

  

  5. Minute to Win It

  This party based is on the TV show and is perfect for older kids (and adults too!). Kids completed challenges like carrying pop cans with spaghetti, kicking for a minute straight and twisting themselves in toilet paper. Dollar store play money and fake money napkins completed the décor. You can find more of these game details here.

  

  Movie Party

  In the fall, the Starlight Foundation sponsors a free movie morning. We took 12 kids to see Hugo in 3D, and treated them to 3 x $2 snacks each – popcorn, chocolate and a pop. This was a splurge, but I try to do one “easy” party each year (that’s a gift to myself!).

  Great fun and no preparation. Best yet, all money spent goes towards a great cause.

  Sports Party

  My eldest has done this party twice. We begin with free time at the house, and then my husband takes the kids to a nearby park for soccer, tag, football and crazy photo shoots. The kids love being outdoors, playing some structured games and enjoying some leisurely time.

  

  Ninjago Party

  When Lego Ninjago is the rage, it has to become a party theme. It featured Rice Krispies sushi, chopsticks and paper lanterns. The Ninjago cupcakes were easy, as well! We took photos of each guest with ninja props as they arrived. Games tested the ninja qualities of discipline, agility, concentration and balance.

  

  

  

  

  Budget

  Average budget for 10-12 guests includes:

  • $3 invitations (I make our own with My Publisher)
  • $15 décor
  • $25 food (I shop in advance for frozen pizzas, chips, pop, fruit, and veggie sales)
  • $25 loot bags/prizes (I collect sale items throughout the year)

  
  In a time when people are spending hundreds of dollars on birthday parties, we have consistently found frugal alternatives. While theme-based parties do require planning and organization, these are always a highlight of our year. And the looks on the guests’ faces shows that you can have birthday party fun on a “nickel”.

  What frugal birthday party ideas have you tried?

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• How to Furnish Your Home on the Cheap

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  Cheap Home Decorating.

  

  After 12 years of marriage and 3 kids, my husband and I moved to a new house. Some of our furniture was exhausted (that’s the stage beyond tired), so we saved up to replace it and give our new home a fresh start.

  Off to the stores? I think not. Instead, to furnish our home on the cheap, I discovered that Kijiji, Craigslist and local sites have treasures waiting for a new home, for a fraction of retail prices.

  Here are some of my finds and lessons I learned along the way:

  Think outside the box

  I went online to Urban Barn and Crate & Barrel to get inspiration for a low entertainment cabinet. I found this one for $600. Definitely not in the budget.

  

  Entertainment cabinets I found on Kijiji were tall and bulky, so I searched under “sideboards”. And there it was… a sideboard intended for china, that works perfectly for our entertainment gear. The sliding glass door also allows a remote control to operate our system, even when it is closed.

  Purchase price: $150

  

  Be persistent

  When Kijiji sellers posted this fabulous chair and a half, with matching ottoman, they received non-stop emails. I happened to be one of the first replies and I sent follow up notes to show that I was a serious buyer. It worked!

  Be persistent if you see something you really want. We use the ottoman in front of our couch, and the mega chair gives a cozy reading spot in that little nook.

  Retail: $1000
  Purchase price: $250 for 2 pieces (so $125 each!)

  

  Search specifically

  Our fireplace has a quirky corner mantel. One splurge item that I was hoping to add there was a square mirror. I found the perfect mirror on Kijiji, but I couldn’t pick it up right away, and then the post was gone.

  Six months later I took a long shot and did a very specific search for “square mirror”, and there it was again… waiting for me. The seller had just re-posted it and this time I scooped it up right away.

  Retail: $400
  Purchase price: $140

  

  You can also search under a specific retailer (for example: West Elm, EQ3, Pottery Barn), if you are hoping for higher-end item. As well, I recommend searching Craigslist under “Furniture-By Owner” to eliminate the furniture posted by dealers, since dealers will likely be a bit more expensive (or a lot more expensive!).

  Know your prices

  Ikea’s unique furniture names make it easy to search for specific pieces second-hand. Their Hemnes line is my favourite for appearance and quality. These pieces hold their value and sell for at least 50% of the retail price. But if you search diligently for a specific piece, you might do better than that.

  I happened upon the Hemnes wardrobe from a motivated seller. It is now a dresser/closet combo for our nursery. We drove a bit further than our local Ikea store, but it came assembled, which is worth a lot!

  Retail: $450
  Purchase Price: $125

  Ask the important questions

  Make sure to ask the seller specific questions about the condition and dimensions of an item, and also if it is from a smoke-free and/or pet-free home (if that is important to you). You don’t want to waste your time going to check out an item, only to realize you forgot to ask an important question and the item isn’t what you expected.

  Also, consider how the picture appears; a well-presented item is less likely to disappoint. Most importantly, if you are going to negotiate the price, do it through email or phone. As a seller, I expect buyers to pay full price unless we have made another arrangement before pick up.

  Final challenge

  Before posting this article, I decided to give myself one more challenge to find the perfect accent chair for our bedroom – one at an online retailer and a comparable one second hand. I love the shape and style of this one from Urban Barn (Sale price: $349). Don’t love the price, and it is too grey for our space.

  

  Following my own advice to search specifically, I looked up “accent chair” in our area. Drum roll please…

  

  Love the shape, dimensions, colour and the price of $80. I asked all the important questions and the presentation convinces me it is from a clean home. Now to go scoop it up!

  My home decorating summary

  Overall, I spent about 25% of retail prices to update our home. Each purchase has a story behind it, and a sense of victory that comes from a fabulous find.

  It’s hard to believe that a few years ago I overheard someone talking about buying skates on Craigslist, and I asked who Craig was. Since then, I have become an avid online shopper – and I’ve never looked back.

  How do you furnish your home on the cheap?

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