Personal Finance

8 Ways To Creatively Build An Emergency Fund

emergency-savings

Financial experts recommend  creating an emergency fund to help during a crisis. Without an emergency fund, unexpected expenses can sabotage an entire budget. And we all know how easily unexpected expenses »» [read more] ««

5 Tips For Paying Cash For Big Purchases

Paying for Big Purchases

There has been a buzz lately celebrating people paying cash for big purchases. Paying with credit sure doesn’t make the news, revealing that paying cash is not the norm. Even though it is not a »» [read more] ««

Why We Love Living On A Budget

We Love Budgeting

Does it sound ridiculous to say I love living on a budget? Perhaps as crazy as saying,  “Why I adore counting calories” or something equally torturous? But having a budget that we »» [read more] ««

7 Ways To Save Money With Groupons

Ways to Save at Groupon

I love Groupon’s quirky advertising. Their whimsical phrases and hilarious descriptions make shopping there entertaining. And who could forget their clever unsubscribe feature that made the news. But I digress. One »» [read more] ««

Save Money By Failing Forward

Saving Money Tips

At MrsJanuary.com, we strive to make the frugal life accessible with money-saving tips. But we also understand that life happens. Time constraints, rush hour traffic and crammed schedules. Life can »» [read more] ««

My Favourite Money-Saving Apps

Money Saving Apps

Gone are the days where you could only save money when you used paper coupons. Yes, paper coupons are still very much alive and well, but these days, there are »» [read more] ««