Have you ever wondered how to keep track of those expenses that come up every few months or once per year? Things like oil changes, haircuts, and birthday party celebrations don’t usually need to be paid for on a monthly basis, and because of this, many people don’t include them in their budget.
Make sure you are tracking these expenses with our new yearly expenses record so that they don’t come as a surprise when they are due.
Toni: Thank you so much!
Thanks for posting this. I love your binder video, and have been meaning to put one together……soon. No excuses now
Keep up the good work – you’re very inspiring!!
Thanks, this will be an eye opener, I am sure
It will help keep track of all the little things that come up throughout the year!
Cant wait to print and use this!
Doing something like this was THE one thing that made the most difference in our budgeting. You can imagine without it what year end was like for us when 1/2 of our taxes were due Oct 31 (the other have was June 30!), our 1/2 beef order, 10/12 family birthdays between Aug 27 and Dec 18 and Christmas…then 1/2 car insurance due Jan 31!!! The gifts alone were a killer-have you ever added up what you spend each year? Scary!
Now we have a set amount that gets transferred over to a second bank account each pay for ALL bills, these included. I ignore that account as it gets into the several thousands quite often but almost all of our payments are from that account automatically except for car/home insurance and credit card, those I pay online. Hydro, gas, cable, newspaper, etc are all automatic payments that I don’t even have to think about.
Great resource! And the more you can include in that the better-you’ll be spending it anyhow, might just as well account for it!
Thanks, this is awesome !!