Ahhh this was a terrible terrible month. Of course, I blame it ALL on DH’s new job. Our misc. category is over by almost $600 because we both went to the dentist (over $200) and I had a chiropractor appointment and a $250 medication to refill and we were told it would be covered under his medical coverage but later find out that his coverage doesn’t start until a month after his start date (May 1st) so we were out that $500!!! Also, DH’s check was $400 short this month because he had to pay for the phone they gave him! Ugh, I am so mad about all that. However.. the good news is that even though we were over alot, we still didn’t spend more than we made.
INCOME:
Moi: $636.89
DH: $2308.83
= $2945.72
+ Extra Income = $1090.73 (selling things, etc.)
= $4036.45
EXPENSES:
Rent = $995/$995
Groceries = $202.29/$200 (over $2.29)
Entertainment = $26.19/$25 (over $1.19)
Bank Fees = $12.95/$12.95
Hosting = $76.42/$80 (under $3.58)
Cable = $129.98/$129.98
DH Cellphone = $88/$88
Hydro = $50/$50
House Oil = $205/$205
Car Payment = $387.13/$387.13
DH Car Payment = $200/$200
DH Car Insurance = $118.21/$118.21
Misc. = $679.24/$112 (over $567.24)
Yearly Expenses Accnt. (dentist, haircuts, pet shots, etc.) = $162/$162
Car Gas = $105/$100 (over $5.00)
DH Networking = $32.12/$40 (under $7.88)
DH Dry Cleaning = $0/$20 (under $20.00)
DH Train Pass = $262/$262
Total Spent = $3731.53/$3075.31 (over $656.26)
We also put $300 into our emergency fund.
Speaking of which, I thought that our emergency fund was joint but apparently it was only in DH’s name because you can only have one name on it. I want to be able to save more than just $5,000 so I called ING to see what I can do. They said I can open my own TFSA as well. So that means we can save $10,000 a year tax free – not just $5,000! I was very excited to do that. So I opened that account as well as a regular Investment Savings Account that pays the same amount of interest (which we will be taxed on, but that’s okay, I expected that).
One more thing – WE GOT THE HOUSE!!!!! We went to sign the lease today. We move in May 16th – yes, 2 weeks from now. Ahhhh! Lots to do, now I won’t be bored anymore!
ahhh CVS. im jealous!
Well, CVS had Rimmel mascara buy 1 get 1 free and there is a coupon for a free Rimmel mascara in the April issue of All You magazine. That’s how I got two for free. I doubt I could do it again if I tried!
nice! ive never gotten free ky or makeup
i find makeup to be the hardest thing to get free or super cheap
Uh, did my comment go through?
Yaaay! I’m so excited for you getting the house. By the way, I totally thought about you when I went shopping the other day. I’m not incredibly good at couponing like you. You’re insane! But I did manage to score two free tubes of mascara and a free ky jelly! I thought, “Hmmm, Cassie would be proud!”