Frugal

• The Frugal Life – Frugal Fails

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  The Frugal Life Fails.

  

  We know that Mrs January readers are a savvy bunch – quite possibly the best deal-finders in all of Canada. You can whip out those coupon binders faster than someone can say Scanning Code Of Practice. You have coupon policies memorized by store, possibly in several languages. You dream of savings and calculate subtle nuances of WUB2 in your thrifty sleep.

  You live for Checkout 51, Optimum Points and Ebates. In fact, one day you may figure out how to buy a house with a coupon. And mail-in rebate. And create an overage so you get the hot tub for free.

  However, while we often celebrate frugal victories and bargain brags here, this is not that post. Oh no, my friends, this is confession time.

  Roll up your sleeves and send in your frugal fails! And, to get the ball rolling, I will send you mine. It’s only fair. I hope writing about it will ease the sting. It happened not too long ago.

  

  You may recognize me as the Frugal Family Fun writer — encouraging families to maximize their fun, while minimizing their spending. Recently, I had an awesome family night with my kids using balloons. I spent $1.25 on the balloon pack, and a few dollars on Tim Hortons Timbits to decorate. Everything else I had on hand.

  Balloon competitions, science experiments, and edible balloon desserts — we had it all.

  As a grand finale, I suggested borrowing the movie “Up” from the library, as it is the perfect family balloon film. I proudly found the last copy of “Up” in the Local Library System and had it sent to the library right by my house, saving both time and money.

  

  I scooped up the baby and headed in to pick it up. I wrestled the baby into his car seat, buckled up (safety first!) and drove home, only to realize that I did not have the DVD. Suspecting the DVD was on top of the van when I pulled away, I flew back to the library.

  The case awaited me just a few feet from where I had parked. But it was empty. A few more feet away I found the actual DVD. But it had been “puddled” and run over ever-so-slightly.

  

  Blast. Not-so-frugal family fun night DVD charge = $30.

  And my kids didn’t even get to see the movie. Lucky for me, they were more concerned about cheering me up, than missing the film: priceless.

  As a writer, I hear that rejection letters are good — they show that I am actually producing material. Likewise, wear your Frugal Fail badge proudly, as it shows you regularly strive to pinch those pennies. With much success, comes the occasional [ahem] learning opportunity.

  And tomorrow is a new day.

  So if you see me paying my lost DVD charge at the library, give a wave, and pass me a tissue. Probably from a box you got free with coupons.

  What “frugal fail” will you share? Big or little, we’d love to hear from you. Send your submission here.

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• Natural Deodorant Recipe

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  Natural Deodorant.

  

  Deodorant is something most couponers have stocked to the rafters! So why, you may ask, would this be something you would like to make yourself?

  Making your own deodorant is so easy. It requires 3 ingredients – and a fork. That’s it. It’s also inexpensive. It could be as inexpensive as pennies, depending on the ingredients you choose.

  Here is a recipe for a safe, effective, and easy to make homemade deodorant.

  Ingredients

  • 1/3 Cup Coconut Oil (or a very thick lotion)
  • 4 Tablespoons Baking Soda
  • 4 Tablespoons Cornstarch

  

  Why these ingredients?

  1. Coconut oil is very nourishing.
  2. Baking soda acts as a natural deodorizer.
  3. Cornstarch acts as an antiperspirant and will help control wetness.

  Instructions

  Put coconut oil (or lotion) into a small bowl. Add the baking soda and the cornstarch. Use a fork to mash it all together.

  

  Store in a lidded jar or an old, cleaned-out, deodorant container (though, should the container get warm, the coconut oil will melt).

  

  Coconut oil is rather costly, so you may choose to use a thick lotion in its place – this is perfectly fine. The role of the coconut oil is to nourish and make the deodorant into a more desirable consistency. Any thick lotion should do the trick just as well.

  Should your stockpile begin to dwindle, or should you wish to try a more natural approach to deodorant, I would recommend giving this recipe a try.

  Have you ever made homemade deodorant?

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• Homemade Oatmeal Laundry Soap

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  Homemade Laundry Soap.

  

  Laundry soap is an item that I will no longer pay for. I stumbled upon a homemade laundry soap recipe from Soule Mama awhile back and I am now hooked on making this item myself. With a few slight modifications, I believe I have the best natural laundry soap in town.

  It also meets my 3 natural product requirements. This laundry soap is:

  1. Inexpensive
  2. Effective
  3. Simple (oh so simple!)

  DIY Oatmeal Laundry Soap Recipe

  Ingredients

  1 Cup Natural Oatmeal Soap (or any other bar soap), Finely Grated
  1/2 Cup Borax
  3/4 Cup Washing Soda (recipe here)
  1/2 Cup Baking Soda

  First thing’s first – add the grated soap to a large mixing bowl. I use a natural oatmeal soap, but any bar of soap will work. I have a little one with eczema and a newborn, and I love how gentle the oatmeal soap is on the skin.

  Tip: Approximately 3/4 of a typical bar of soap is one cup.

  Approximate cost per batch: $1 (much less if you use non-oatmeal bar soap)
  Best Price I’ve found: Bulk Barn or Michaels (for natural oatmeal)

  Step 1: Add 1/2 cup Borax to the mixing bowl.

  

  Borax is a naturally occurring substance that will help to remove stains from clothing.

  Approximate cost per batch: $0.50
  Best price I’ve found: Walmart

  Step 2: Add 3/4 cup washing soda to the mixing bowl.

  

  Penny shares how easily baking soda can be made into washing soda – simply bake at 400 degrees for 30 minutes, stirring occasionally until it becomes grainy.

  Washing soda helps get out odours, so it’s necessary in this homemade laundry soap recipe.

  Approximate cost per batch: $0.60 (if cooking baking soda)
  Best price I’ve found: Bulk Barn

  Step 3: Add 1/4 cup baking soda to the mixing bowl.

  

  Baking soda acts as a clothes softener and whitener. Honestly – what can’t baking soda do?

  Approximate cost per batch: $0.20
  Best price I’ve found: Bulk Barn

  Step 4: Mix all ingredients very well and store in an air-tight container.

  

  To use: Add 2 tablespoons per load of Laundry. I also add in a splash of vinegar with each load to help with stains – and I promise your clothing will not smell like vinegar!

  When you transfer your clothes to the dryer, consider using a balled up piece of aluminum foil (about the size of a ping-pong ball) instead of static cling sheets. Change the foil weekly for best results. I have had great success with this tip!

  

  Total cost for 20 loads worth of laundry soap: Approximately $2.30 (only $0.12 per load)

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• Homemade Dishwasher Detergent

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  Homemade Dishwasher Detergent.

  

  Homemade dishwasher detergent is something I have wanted to make for awhile now. This year, I am trying to make my own natural products as much as possible, including dishwasher detergent. However, there are 3 things I require of the natural products. I need them to be:

  • Inexpensive
  • Effective
  • Simple

  I have tried a few recipes and finally found one that meets all 3 requirements. With this detergent and the very simple rinse aid, your dishes will shine (as will you, knowing how much money you’re saving!).

  Homemade Dishwasher Detergent

  Ingredients

  • 1/2 Cup Baking Soda (or Washing Soda)
  • 1/2 Cup Borax
  • 1/4 Cup Kosher Salt
  • 1/4 Cup Citric Acid (or 2 unsweetened Lemon Kool-Aid Packets)

  Instructions

  Step 1: Turn your baking soda into washing soda.

  Washing soda can be tricky to find (usually in laundry aisles) and I haven’t found it in bulk (making it costly). I stumbled upon Penny’s blog, which explains the easiest way to turn baking soda into washing soda.

  Simply:

  1. Bake at 400 degrees for 30 minutes
  2. Stir occasionally
  3. The baking soda will turn sort of grainy – voila!

  

  Step 2: Pour 1/2 cup washing soda into mixing bowl.

  

  Washing soda is sodium carbonate and it cuts grease and neutralizes odour. Approximate cost per batch: 40 cents. Best price I’ve found: Bulk Barn (baking soda only).

  Step 3: Pour 1/2 cup Borax into mixing bowl.

  

  Borax is a natural detergent and stain fighter. It occurs naturally and can also be man made. Approximate cost per batch: 50 cents. Best price I have found: Walmart.

  Step 4: Pour 1/4 cup kosher salt into mixing bowl.

  

  Kosher salt is thick, granular salt and acts as a gentle scrubber for your dishes. Approximate cost per batch: 35 cents. Best price I have found: Bulk Barn.

  Step 5: Pour 1/4 cup citric acid (or 2 Kool Aid packets) into mixing bowl.

  

  Citric acid is a natural fruit acid which acts as a water softener allowing the detergent to clean better. Approximate cost per batch of 2 Kool-Aid packets: $1.20. Best price I have found: Walmart (especially in the summer).

  Step 6: Mix well and store in an airtight container.

  

  Use 1 tablespoon per load of dishes.

  

  

  Homemade Rinse Agent

  • Lemon Juice (a squirt)
  • Dish Soap (3 drops)
  • Vinegar (about 1/2 cup)

  

  Note: I freeze the lemon juice and dish soap with a bit of water in ice cube trays for convenience.

  

  Simply drop one frozen cube and the vinegar on the bottom of the dishwasher before starting.

  I have had such wonderful success with this detergent. I feel good knowing it is natural, great knowing it is simple, and wonderful knowing it’s inexpensive.

  I have calculated the approximate cost of a 24 load batch and the price is only $2.45!

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• Lower Your Grocery Bill With a Grocery Stockpile

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  Stockpile for a Lower Grocery Bill.

  

  When you learn to stockpile, you are setting yourself up for a better financial future – when it comes to your grocery bill, that is.

  Stockpiling groceries saves you time, money and stress – and a stockpile is not that hard to set up. It just takes time.

  I promise that you will lower your grocery bill if you create a grocery stockpile in your home. If you’re ready, here’s how to get started…

  Where to keep your stockpile

  If at all possible, try to set up your grocery stockpile in one location and only keep your stockpiled items in this space. A basement or garage is ideal, but I realize you may not have those spaces to use for a stockpile.

  If that’s the case, consider alternatives. An unused closet, a single stand-alone shelf in one room of your home, and if you have to – all over the house (food stockpile in the kitchen, health stockpile in the linen closet, beauty stockpile in the bathroom).

  If you’re looking for stockpile ideas, this post should help: Stockpile Storage Ideas

  How much to stockpile

  When it comes to how much you should stockpile, the answer is not the same for everyone. You need to decide for yourself how much you should stockpile based on a few factors:

  • Do you have the room to store things for a long period of time (1 year or more)?
  • Will you use up the items before they expire?
  • Do you have the extra money to spend on many stock-up items?

  If your answer is yes to all 3 questions, you may decide that you would be comfortable knowing that your stockpile will last 1 year or more.

  If your answer is no to any of the above questions, it may be a good idea to think more short term when it comes to your stockpile storage, such as 3-6 months.

  How do you know when to stock up?

  I get asked this question a lot: how do I know if a deal is so good that I should stock up?

  To be honest, this is something you learn over time. The more you shop frugally, the more you watch your prices, the better you will become at determining a good deal from a mediocre or bad deal.

  Until then, you can refer to my own personal stock up price list, which lists the top price I would pay for certain items we use regularly in our home (your pricing may vary).

  

  How to start stockpiling

  My best advice when it comes to starting a grocery stockpile, is to start small. Please don’t compare your shopping habits or your stockpile to anyone else – this may end up leaving you feeling discouraged and not as “up to par” as someone who has been doing it longer than you.

  Take your time. A stockpile does not magically appear over night. It takes months and months (or even years) to create a stockpile that will last you awhile.

  Set aside a bit of money each time you go grocery shopping and stock up on sale items as you see them. Once you have stockpiled enough of each item, don’t buy any more until you start getting low again.

  After a few months, you will see your stockpile start to grow. After about a year, you should have a decent sized stockpile that is likely to last you for quite some time.

  If lowering your grocery bill is a goal of yours, consider giving stockpiling a try. It will not only help you to save money, but it will change the way you shop – for the better!

  You will always have what you need on hand, you will be able to quickly decide if something is a good deal or not, and you will have the freedom to avoid grocery shopping for a week (or more), if you choose, because you already have lots of groceries in your grocery stockpile at home.

  Do you have a grocery stockpile?

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• How to Grocery Shop With a List

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  How to Grocery Shop With a List.

  

  Do you grocery shop with a list? If not, can I encourage you to give it a try? I promise that it will change the way you shop – for the better.

  A shopping list is one of the easiest ways to lower your grocery bill, yet many people don’t do it. If you want to save money, don’t be one of those people.

  Benefits of using a grocery list

  • Save money – By only purchasing the items on your shopping list, you avoid those tempting purchases that you come across as you shop.
  • Save time - Instead of walking through an entire store, checking out everything available, you’re in and out in a short time because you know exactly what you’re going into the store to buy. Once you find those items, you’re out of there!
  • Make better choices – It’s common to go to the grocery store and purchase items that simply look good when you see them. But when you make a shopping list, you are thinking ahead, and this means you can make better, healthier choices.
  • Menu planning becomes easy – You won’t forget another ingredient again if you have a grocery list. When you make your menu plan, add needed items to your list and you’re good to go.

  Click the image below for a FREE printable shopping list!
  Download – Free Printable Shopping List

  How to grocery shop with a list

  Creating and using a shopping list is easy, but there are a few tips that make it just a little bit easier. Here are 3 of them.

  1. Make it over several days

  Add items to your grocery list when you realize you are getting low on them. Don’t try to create a list once per week and hope that you’ll remember all of the items you’re out of.

  Stick a piece of paper on your fridge and write items down as you need to throughout the week. On grocery shopping day, you can create your master list from those items, as well as anything else you want to pick up.

  2. Check out the sale flyers

  Although not necessary, I do recommend checking out your local sale flyers before you create your shopping list so you can stock up on items you use a lot of. Looking at sale flyers is also a great way to see which items are in season and at their lowest price (usually).

  Many stores now allow price matching, so don’t think that you have to run all over the city to pick up just a few items at multiple stores. You can make one shopping list and buy everything at one location.

  3. Plan your meals

  Whether you plan your meals for a week, two weeks, or even a month at a time – menu planning is something that will save you some serious money. It will also help you to create a grocery list much easier.

  Once you have decided what your menu will be, check your cupboards and fridge/freezer to see what items you already have to use for those meals. If you’re out of an ingredient, add it to your grocery list.

  For more tips on menu planning, read this: How to Save Money With Menu Planning

  I cannot stress enough the importance of a shopping list. When you grocery shop with a list, you are setting yourself up for a successful shopping trip. Saved money, less wasted time in the store, and a stress-free (for the most part!) grocery shopping experience.

  The next time you think about running out to grab “just a few things”, stop, think about what you really need to buy, and make a list. Don’t ever go into a store without a shopping list and a clear picture of the items you plan to purchase.

  Do you grocery shop with a list?

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• Frugal Living in Canada

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  Learn About Frugal Living in Canada

  What is being frugal? A frugal person is someone that is prudent or economical in the use of consumable goods, such as food, time or money. Frugality means avoiding waste and living extravagantly.

  A frugal person knows how to purchase goods and services in a conservative manner, and knows how to use goods and services that they already own, to maximize their long term goals.

  If you would like to learn more about living a more frugal lifestyle, we have many helpful frugal living articles to get you started!

  Frugal living is a way of life and our many frugal living articles will help you on your way to living a more frugal lifestyle (and saving a ton of cash in the process!).

  I hope you enjoy these frugal living articles, and if you do, please share them with your friends & family so they can learn how to become more frugal as well.

  Click here to visit our frugal living page.

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• Homemade Peanut Butter in Under 5 Minutes

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  Homemade peanut butter is something I have wanted to make myself for awhile now. I even bought a bag of peanuts… but I was still way too nervous to try to make it. What if I tried to make peanut butter and it didn’t work? I would’ve wasted all of those peanuts (and peanuts aren’t cheap!).

  Something came over me yesterday when I was cleaning out my kitchen cupboards and found the bag of peanuts. I decided to try homemade peanut butter once and for all.

  Here are the ingredients:

  

  That’s right, just peanuts. No salt, no oil, no sugar. Peanuts only. A food processor is necessary too.

  Put all of the peanuts into your food processor.

  

  Attach the lid, pulse a few times and then let it go for about 4 minutes.

  

  The peanuts will turn into crumbs, a fine powder and then it will start clumping. Finally, it will turn into smooth peanut butter. Just like this:

  

  Put it into your container of choice and refrigerate up to 2 weeks. You can keep it at room temperature on your kitchen counter, as well, but it won’t last as long (I don’t recommend doing this if your house is very warm).

  Homemade peanut butter in under 5 minutes. It couldn’t get much easier. Or more delicious.

  

  Homemade Peanut Butter

  ---

  • Servings: 1 1/2 – 2 Cups

  Ingredients:

  • 1 Bag Peanuts

  Instructions:

  1. Add peanuts to food processor, pulse a few times and then let it go for about 4 minutes.
  2. Store homemade peanut butter in a container in your refrigerator for up to 2 weeks.

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• Why Frugality is the Key to Living Your Dream Life

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  Frugality Live Your Dream Life!

  

  Frugality has started to become more of a trend and I’m so happy to see more and more people make the switch from being careless with their money, to being much more cautious.

  Just because you’re frugal, that doesn’t mean you can’t have fun! Whenever I am talking about frugality with someone, I almost always get an eye roll and I know they’re thinking “yeah right, I’m not going to suffer through that!”. And I wish I could just shake those people and get them to wake up and see the bigger picture.

  If you live a frugal lifestyle, that doesn’t have to mean you have turned into a Scrooge and are no longer fun. Most frugal people that I know (myself included) order takeout, buy new things, and go on vacations. You can still do everything you want in life if you’re frugal. You just have to have a plan.

  Why you should be frugal

  Our philosophy here at Mrs January is that frugal living should be easy. Frugality doesn’t have to be hard, boring, or make you miserable. When done correctly, frugal living can actually become fun. Seriously!

  When you’re living life in the frugal lane, you can expect to:

  Say goodbye to financial stress

  You know where your money is, where it’s going, and when you’re getting more. You know how to save for your future and anything fun you want to do in the meantime.

  Enjoy the more simple things in life

  Spending time with your family, going for walks and enjoying the scenery, sleeping in (yes, sleeping in!), spending more time outdoors, and really just having more down time. When you’re not stressed out about money, it’s easy to relax and just enjoy life.

  Buy what you want to buy

  A common misconception about frugal living is that you never get to buy anything, which is simply not true. Frugality means that you know how to save money by cutting back on things that aren’t important. If you’re frugal, you can save up to buy the things you want instead of putting those items on credit.

  

  Easy ways to make frugality part of your life

  If you haven’t yet crossed over into the lovely land of frugal living, here are 3 easy ways to get started. They are easy and painless, I promise!

  Start clipping coupons

  I’ve said this time and time again, but I feel so strongly about it that I must repeat myself once more: clipping coupons is one of the easiest ways to save money on groceries.

  You don’t have to be an extreme couponer, you don’t need to carry a coupon binder with you when you go shopping. You just have to clip and few coupons and save a few dollars. Even if you only save $5 every week, that’s $20 a month, or $240 each year that you can put towards something important to you.

  Start cooking more meals at home

  Like I mentioned earlier, my husband and I still get takeout and still go out to eat every once in awhile (at least once per month), so I am not telling you that you have to cook every single one of your meals at home – just most of them.

  If you can commit to cooking your meals at home (cooking from scratch is best, but not mandatory) for at least 5 days per week, that would be a substantial amount of money saved, as opposed to eating out multiple times each month.

  Buy second hand whenever possible

  With so many resources for buying second hand (Craigslist, Kijiji, eBay, thrift stores, yard sales, consignment shops), you’re downright crazy if you’re not taking advantage of this simple way to save money.

  As The Duggar’s say: Buy used, save the difference! {Click to Tweet}

  Just because you’re buying something that’s second hand doesn’t even mean that it’s been used, necessarily. I have seen brand new, unopened items for sale many times – at a fraction of the original price.

  Frugality really is the key to living the life of your dreams. If you do it correctly (meaning you go “all in” and don’t give up when things may seem hopeless), you can live the life you want.

  My motto has always been “sacrifice now, to live big later”. What that means to me is that if I can sacrifice just a little bit right now (though, to be honest, it doesn’t often feel like I’m sacrificing anything because I find frugality to be fun and exciting), I will be able to live the life of my dreams later.

  If you want to start living the life of your dreams, you’d better start preparing – and living more frugally can help. A lot.

  Do you consider yourself to be frugal?

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• 5 Tips For New Couponers

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  Canadian Couponing Tips

  

  Couponing has become more and more popular since the very first episode of TLC’s Extreme Couponing back in December, 2010. There are now many people with coupon fever! Since this show launched, I have been receiving numerous emails from people, asking how they can start to see significant savings off their grocery bill.

  Using coupons is actually very simple, but people make it complicated when they try to replicate the types of shopping trips they see on TV. Please know that the transactions you see on Extreme Couponing are not the norm. Couponers rarely shop to that extreme and see savings that great. It’s just a little bit of TV magic.

  However, it is certainly possible to save quite a bit money using coupons.

  If you are new to using coupons and are confused about where to begin, here are some tips for you.

  1. Start Small

  This is the number one piece of advice I give to every new couponer. It’s imperative that you do not try to do too much at once. If you do, it’s likely that you will become overwhelmed, exhausted and frustrated and will give up on couponing all together, before you ever really have a shot at getting it “right”.

  Do not try to attempt price matching, coupons, mail in rebates and coupon overage for your first (or even second) shopping trip. Start with one thing at a time and gradually start adding in more money saving techniques as you get comfortable with your new skill.

  I suggest doing some price matching first. Do this a few times until you get the hang of it, and then try doing some price matching AND adding in coupons. Only a few coupons at first, though. Slowly add more and more coupons.

  Once you are comfortable with coupons and price matching, you can try using coupons that give you overage. Then you can add in mail in rebates, and so on and so forth.

  Keep in mind that it could take months (or longer) before you are completely comfortable at the checkout – and that’s okay! Don’t try to rush it. Doing just a little bit a time is an important step in building your confidence.

  2. Don’t Compare

  Another thing that I always tell first time couponers is to avoid comparing yourself to others. Don’t try to copy a shopping trip that you see another blogger or friend complete – and definitely do not try to do massive shopping trips like they do on Extreme Couponing (not at first, anyway!).

  It takes a very long time to master the “art” of couponing. It’s not something that you can learn overnight. It takes lots of time, patience and dedication.

  Purchase the amount of items that you see fit for your family. Just because you see someone else buy 15 jars of jam, that doesn’t mean that you need to do the same (especially if your family doesn’t eat much jam). Only bring home items that you are able to use up before expiration and only store the amount of items you have the space for in your home.

  3. Don’t Go Overboard

  When I first started using coupons and realized how easy it was for me to score so many items for free or cheap, I went overboard and bought way too much stuff. Many things that I bought were items that we didn’t even use.

  I remember one instance when I bought around 30 packages of Purina Busy Bones for about $0.50 per package. They were regularly around $4 each, so I was very impressed with the savings and used all of my coupons on this one product.

  The problem? We don’t give our dog treats. I ended up paying around $20 (including taxes) for a product we didn’t even use! Spending money on something you don’t need is not a good way to save money.

  I learned that just because there are savings available, that doesn’t mean I need to get them all myself. It’s okay to pass on the deals that will not be beneficial to your family. Don’t stock up on an item unless it’s something you know you will be able to use in a reasonable amount of time.

  4. Don’t Forget The Etiquette

  Many new couponers are not aware of the “rules” when it comes to couponing. There are lots of people out there using coupons (now more than ever!), and it’s important to be courteous to those people when you’re shopping. Here are some coupon rules (also known as coupon etiquette) that you should be aware of:

  • NEVER take an entire tear pad of coupons from the store. Take a small amount and leave some for others. There should always be at least one coupon left on the tear pad when you leave the store (unless there is only one when you get there!).
  • Do not take coupon inserts from your neighbours’ newspaper. If you are looking for more of these inserts, simply ask your neighbours, friends and family. Don’t just take them!
  • When you are trading coupons with someone or participating in a coupon train, never send expired coupons, or coupons that cannot be used in Canada (coupons with a US address, for example).
  • Do not photocopy your coupons. Never, ever do this – it’s illegal!

  Those are just a few tips about coupon etiquette. Coupons are a privilege, not a right. Please don’t abuse them!

  5. Be Patient

  Finally, if you’re in this for the long haul, expect that it is going to take quite a bit of practice before you really see significant savings. You cannot possibly learn everything there is to know about couponing in one sitting. Remember, practice makes perfect!

  There are so many new deals and new coupons all the time, so don’t feel as if you must get them all.

  Like I said earlier, learning how to use coupons the “right” way is something that requires quite a bit of time. Don’t go into it thinking you are going to learn all the ins and outs in one month and have a stockpile with a year’s worth of goods in two.

  Be patient, and after awhile you will start to see all of your efforts paying off.

  Couponing is not for everyone. Well, extreme couponing is not for everyone.

  Using coupons to lower your grocery bill is a fantastic way to save money and is probably one of the best things you can do for your budget. Just remember that you need to practice, practice, practice and you will be well on your way in the couponing world!

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